— Real Estate · Surrey, BC

Real estate counsel for owners who treat property as more than a transaction.

Q: I received a foreclosure notice. What now?

Move quickly. BC foreclosures proceed through court with a redemption period, usually six months, during which you can cure the default, refinance, or list the property for sale. Lenders often accept negotiated forbearance.

Residential and commercial conveyancing, complex transactions, and the legal architecture that protects ownership from one generation to the next.

5.0 ★★★★★

Rated on Google

(778) 262-2835

Your first 30 minutes are free. Confidential advice before you sign — every conversation is privileged.

— Overview

From the offer to the ownership structure behind it.

GSG handles residential and commercial real estate transactions across Surrey and the Lower Mainland — purchases, sales, refinancing, and leasing — with a conveyancing operation built for clean, on-time closings. Our lender-side experience in commercial financing means we understand both sides of every mortgage instruction.

Where clients hold multiple properties, or property intersects with a business or an estate plan, we design the ownership structure deliberately: corporations, bare trusts, joint tenancy decisions, and property transfer tax planning handled together with our in-house accountant.

— What we handle

Real estate services.

I.Residential purchases & sales

II.Commercial transactions

III.Conveyancing

IV.Mortgages & refinancing

V.Commercial leasing

VI.Holding structures & bare trusts

VII.Property transfer tax planning

VIII.Foreclosure response

— Common questions

What clients usually ask first.

Should I hold property personally or through a corporation?+

It depends on the use. Principal residences should almost always be held personally to preserve the principal-residence exemption. Investment properties, especially with multiple owners or development plans, often benefit from a corporation or bare trust — though property transfer tax, financing, and CRA implications all need to be modeled before deciding.

How does property transfer tax work in BC?+

PTT is 1% on the first $200,000, 2% to $2 million, 3% to $3 million, and 5% above $3 million on residential property. First-time buyers, newly-built homes, and certain family transfers qualify for exemptions. Foreign buyers face an additional 20% tax in specified regions. Structuring purchases properly can save tens of thousands.

What's the difference between joint tenancy and tenancy in common?+

Joint tenants own the whole property together — when one dies, the other automatically inherits the entire interest (right of survivorship), bypassing the will and probate. Tenants in common each own a defined share that passes through their estate. The right choice depends on who you're buying with and your estate plan.

I received a foreclosure notice. What now?+

Move quickly. BC foreclosures proceed through court — there's a redemption period, usually six months, during which you can cure the default, refinance, or list the property for sale. Lenders often accept negotiated forbearance. The worst response is to ignore the notice; the second-worst is to act without legal advice.

— Client experiences

5.0 ★★★★★ Google Reviews

★★★★★

"I've worked with Gursharn on several real estate deals, and I can honestly say he's one of the most professional and knowledgeable lawyers I've come across. His understanding of corporate structures, contracts, and real estate law is exceptional, and he always takes the time to explain things clearly and provide honest advice. Communication is always timely & straightforward."

"Some of my own clients have also worked with him and have shared the same positive experience, they appreciate his professionalism and how easy he makes the process. If you are a real estate investor or businessman, Gursharn is the kind of lawyer you want on your team, he is reliable, sharp, and genuinely invested in helping you achieve the best outcome."

Harman Johal

Google Review

★★★★★

"Very knowledgeable, in my case real estate transactions and estate planning. Attention to detail was solid even though performed in a expedited time frame. Was impressed, glad to have them in this community."

Chad Woodward

Google Review

Read all client reviews →

— Begin

A conversation, before a case.

The first 30 minutes are free. Speak with a Surrey real estate lawyer about your transaction or ownership structure. Call (778) 262-2835 or send a confidential inquiry.